Healthy uptick in investing confidence
UK investor sentiment is rising, especially among younger adults eager to build wealth. With more turning to long-term investing, now’s the time to put plans into motion and make your money work harder.
News in Review
The Bank of England has cut interest rates to 4% as it targets 2% inflation. The National Institute of Economic and Social Research (NIESR) warns taxes may need to rise in the Autumn Budget to meet fiscal goals. Trump’s tariffs impact trade with over 90 countries.
Bank of Mum and Dad – worth their weight in gold
The Bank of Mum and Dad funded over £9.6 bn of first-time home purchases in 2024. With Bank Rate and mortgage rates falling, and lenders generally relaxing their affordability rules allowing buyers to borrow more, the support provided by BoMaD will likely fall to lower levels
Bank of Mum and Dad – worth their weight in gold
The Bank of Mum and Dad funded over £9.6 bn of first-time home purchases in 2024. With Bank Rate and mortgage rates falling, and lenders generally relaxing their affordability rules allowing buyers to borrow more, the support provided by BoMaD will likely fall to lower levels
Economic Review July 2025 – Alt
Our latest Economic Review looks back on July – the UK economy continues to struggle with weak growth, surprise inflation increases and a cooling jobs market. Despite headwinds, interest rate cuts are still expected as policymakers weigh mixed data and softening demand heading into the second half of 2025.
News in Review
Global economic growth forecasts for 2025 and 2026 have been revised upward by the IMF. However, new US tariffs, ongoing geopolitical tensions continue to pose risks to the economy. Meanwhile, UK house price growth is picking up and Inheritance Tax receipts have risen.
Poised for the Great Wealth Transfer?
A historic shift in wealth is underway. In the UK alone, estimates suggest between £5.5 to £7 trillion will pass from one generation to the next over the coming 30 years1.
Engaging with your pension – knowledge gaps revealed
Despite confidence in their pension knowledge, many UK adults remain unaware of key details, from scheme types to State Pension entitlements. Better understanding today leads to stronger decisions tomorrow. Don’t leave your future to chance.
Investors warned as cloning scams surge
Cloning scams now top the list of investment frauds, as criminals use AI to mimic real firms. Always double-check websites and emails before transferring money. Staying vigilant is your first line of defence.
How the ‘great wealth transfer’ impacts you
With up to £7trn set to change hands across generations, the great wealth transfer is reshaping the future. Whatever your age, proactive planning and open family conversations are key to securing your financial goals.