Residential Property Review – June 2025
May marked the busiest UK housing month since March 2022, signalling renewed momentum. Prime Central London softened amid tax changes, while outer markets stayed resilient. A £39bn pledge for affordable housing could significantly boost supply, though delivery challenges remain.
Commercial Property Market Review – June 2025
UK commercial property showed signs of recovery in April, with a standout City deal, a retail investment rebound and stable activity in Scotland. While sentiment is improving, inflation, a dip in confidence and global uncertainty remain key risks across sectors.
Four in five clients see financial advice as ‘value for money’
Investors with advisers feel more confident about their financial future. Advice provides value, reassurance and long-term optimism—helping clients stay on track, even in uncertain markets. Read more …
Home Finance – In the news
Older borrowers are increasingly taking out ultra-long mortgages, with a 156% rise in the past five years. Half of UK homes saw price increases in 2024, with a noticeable north-south divide. Rent costs for tenants under 45 reached a record £56.2bn, driven by higher mortgage rates
Why life insurance matters
Many UK workers, especially non-salaried employees, lack life insurance, with only 50% of salaried and 33% of non-salaried workers covered. Despite concerns over cost, policies can start as low as a few pounds a month, providing affordable protection and peace of mind for families.
News in Review
The Spending Review was revealed, setting a bold fiscal course which focuses on public services, infrastructure and digital transformation. Recent short-term economic data—like falling GDP and job numbers—reflect the urgency of effective and timely implementation.
HNWIs face gaps in retirement and succession planning
With over three quarters (78%) of HNWIs expecting their personal wealth to rise over the next five years, it’s surprising that many HNWIs fail to have plans in place for their retirement and succession. Multigenerational HNWIs who had inherited wealth were more likely to have at least started planning for retirement.
Flooding puts 6.3 million homes at risk
One in four properties in England are at risk of flooding, with 4.6 million homes vulnerable to surface water flooding. Climate change is expected to worsen the situation, potentially putting 8 million homes at risk by 2050. It’s essential to take steps now to protect your property, including reviewing your home insurance coverage.
News in Review
OECD projects a global slowdown, while UK retirees see relief from falling energy costs. New pension reforms aim to boost savings outcomes. Meanwhile, the upcoming Spending Review will raise NHS and defence budgets, despite tight fiscal constraints.
News in Review
The International Monetary Fund (IMF) upgraded the UK’s 2025 growth forecast, signalling recovery. The government will double large pension funds by 2030, aiming for stronger returns. Retail confidence has slumped, with falling sales and weak consumer demand challenging the sector.