Financial decisions – put your best foot forward
According to research, 38% of UK adults consider major financial decisions while walking. Getting outside can boost mood and bring clarity if you’re thinking about pensions, investments or protection plans – remember to stay future-focused, balance risk and seek advice.
In the news
A third of people expecting to inherit at least £300,000 do not understand IHT, so families could miss out on maximising their wealth. UK dividends hit £35.1bn in Q2, down 1.4% annually, however there are signs of strong underlying growth
Future proofing your finances this autumn
Autumn is a natural time to review your finances. Check pensions, savings and investments to ensure plans match your goals. Building short-term resilience and strengthening long-term security can help you feel confident about your financial future.
Autumn Budget – forward thinking
Speculation about the Autumn Budget is growing, with some experts expecting further tax changes. While outcomes are uncertain, steps like maximising ISAs or reviewing pension contributions can help you stay ahead. We’ll guide you through changes.
Gen X stash the cash
Gen X is building strong cash reserves but missing growth opportunities by avoiding investing. A better balance of savings and investments could help protect long-term wealth from inflation and support a more resilient financial future.
Who will inherit your pension?
Failing to update your pension beneficiary could mean your money goes to the wrong person – some people even have an ex-partner listed. Regularly review your nominations to make sure they reflect your current wishes and protect those who matter most.
‘Squeezed middle’ falling into ‘protection gap’
Many people in their 30s and 40s lack sufficient life cover, despite major financial responsibilities. With the right advice, protection is achievable, and essential, to ensure your loved ones are financially secure if the unexpected happens.
Is your pension fit for purpose?
Pension Awareness Week (15–19 Sept) is here – the ideal time to review your retirement plans. With rising costs and new rules ahead, make sure your pension is still working for you.
Financial empowerment for retirement control
Financial empowerment starts with clarity and confidence around your pension. With many savers off track, now is the time to plan, contribute and take control of your retirement future – putting it off shouldn’t be an option for you.
Joint, dual, individual: understanding your life insurance options
Joint life insurance may seem like the easy choice, but it only pays out once and can complicate things if your relationship ends. Dual life insurance cover is an alternative to individual and joint policies. We can help evaluate the different life insurance options.